I GREW UP in Sungai Petani, Kedah, son to a lumberjack and a housewife who successfully raised four children. My career path has been anything but linear. After graduating with a degree in Aeronautical Engineering from Universiti Teknologi Malaysia (UTM), I explored various interests, briefly becoming a pianist before becoming an insurance agent. However, enrolling on a financial planning course to be a Registered Financial Planner (RFP) sparked a passion for personal finance, leading me to pursue it further. I then become more intentional about financial education.

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