Lim Kim-Hwa - Penang Monthly

Can Budget 2016 strengthen Malaysia against external economic headwinds?

5 min read

In the past year or so, the Malaysian economy has been affected by two main external headwinds: the fall in commodities prices dented the country’s financ...

Lim Kim-Hwa

Winners and losers as the Ringgit falls

4 min read

China’s Yuan devaluation prompted a global sell-off in emerging markets’ currencies.China’s Yuan devaluation prompted a global sell-off...

Lim Kim-Hwa

Penang Economic Outlook 2015

4 min read

• The external macro environment, in particular the crude oil price, the timing on the start of the rise in US interest rates and its ensuing impact on fin...

Lim Kim-Hwa

Should we fear death or longevity?

6 min read

According to Chinese tradition, longevity is one of the three important blessings in life, alongside prosperity and happiness. But while longevity is good on an...

Lim Kim-Hwa

Managing longevity risk: Do not go gentle into that good night

5 min read

Individuals and governments should look harder into managing longevity risk; it is a related but different problem to ageing as it pertains to the risk that act...

Lim Kim-Hwa

The crude dynamics of the price of petrol

7 min read

We know that Malaysia depends a lot on income from its oil and gas. But exactly how much? Well, a whopping RM73.4bil alone in 2013 was contributed by Petronas,...

Lim Kim-Hwa

GST: Tiptoeing into structural deficit

6 min read

The factors behind the present volatility in the currency markets can be categorised into roughly three large themes. Firstly, after years of quantitative easin...

Lim Kim-Hwa

Are 11MP’s projections not too optimistic?

5 min read

 The 11th Malaysia Plan (11MP) is the last five-year development strategy for Malaysia to achieve developed country status by 2020. It projects a GDP...

Lim Kim-Hwa

Doing heritage diplomacy in Europe

5 min read

Chief Minister Lim Guan Eng was recently in the UK and France as the head of a state delegation to talk about Penang as an economic model and as an intelligent...

Lim Kim-Hwa

Preparing for Challenging Times Ahead

8 min read

The external macro environment for 2016 remains challenging for Malaysia. Being a small and open economy, Malaysia – and Penang along with it – is h...

Lim Kim-Hwa

No Smooth Sailing for the Second Half of 2016

7 min read

More Jobs in the Market Hiring activity recorded a steep improvement in the first three months of 2016. The Monster Employment Index, generated by global on...

Lim Kim-Hwa

How Does Brexit affect Malaysians?

4 min read

The UK defied expectations from opinion polls and bookmakers, and voted to leave the European Union (EU). Apart from the inevitable plunge of the British pound...

Lim Kim-Hwa