Both the public and private sectors in Penang are busy building for all classes of people.
Childhood best friends Ming and Tan have a lot in common: their ages, careers as bankers and an unfettered love for chocolate.
When it comes to housing choices, however, both went in very different directions. Ming, 32 and a mother of one, bought into low-medium cost (LMC) housing several years after she started working in the financial sector. “I was in my mid-twenties, not married and just looking for a home for myself. Unfortunately, when you start working, the first thing you need is a car to get to work and with that comes both a loan and regular maintenance,” she says.
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